1-year Loan Prime Rate since 1996
Source: BIS central bank policy rates. 1-year benchmark lending rate until August 2019, 1-year Loan Prime Rate since.
Every rate change
| Effective | New rate | Change |
|---|---|---|
| May 20, 2025 | 3.00% | −10 bp |
| Oct 21, 2024 | 3.10% | −25 bp |
| Jul 22, 2024 | 3.35% | −10 bp |
| Aug 20, 2023 | 3.45% | −10 bp |
| Jun 20, 2023 | 3.55% | −10 bp |
| Aug 20, 2022 | 3.65% | −5 bp |
| Jan 20, 2022 | 3.70% | −10 bp |
| Dec 20, 2021 | 3.80% | −5 bp |
| Apr 20, 2020 | 3.85% | −20 bp |
| Feb 20, 2020 | 4.05% | −10 bp |
| Nov 20, 2019 | 4.15% | −5 bp |
| Sep 20, 2019 | 4.20% | −5 bp |
| Aug 20, 2019 | 4.25% | Series switches from the 1-year benchmark lending rate to the 1-year Loan Prime Rate |
| Oct 24, 2015 | 4.35% | −25 bp |
| Aug 26, 2015 | 4.60% | −25 bp |
| Jun 28, 2015 | 4.85% | −25 bp |
| May 11, 2015 | 5.10% | −25 bp |
| Mar 1, 2015 | 5.35% | −25 bp |
| Nov 22, 2014 | 5.60% | −40 bp |
| Jul 6, 2012 | 6.00% | −31 bp |
| Jun 8, 2012 | 6.31% | −25 bp |
| Jul 7, 2011 | 6.56% | +25 bp |
| Apr 6, 2011 | 6.31% | +25 bp |
| Feb 9, 2011 | 6.06% | +25 bp |
| Dec 26, 2010 | 5.81% | +25 bp |
| Oct 20, 2010 | 5.56% | +25 bp |
| Dec 23, 2008 | 5.31% | −27 bp |
| Nov 27, 2008 | 5.58% | −108 bp |
| Oct 30, 2008 | 6.66% | −27 bp |
| Oct 9, 2008 | 6.93% | −27 bp |
| Sep 16, 2008 | 7.20% | −27 bp |
| Dec 21, 2007 | 7.47% | +18 bp |
| Sep 15, 2007 | 7.29% | +27 bp |
| Aug 22, 2007 | 7.02% | +18 bp |
| Jul 21, 2007 | 6.84% | +27 bp |
| May 19, 2007 | 6.57% | +18 bp |
| Mar 18, 2007 | 6.39% | +27 bp |
| Aug 19, 2006 | 6.12% | +27 bp |
| Apr 28, 2006 | 5.85% | +27 bp |
| Oct 29, 2004 | 5.58% | +27 bp |
| Feb 21, 2002 | 5.31% | −54 bp |
| Jun 10, 1999 | 5.85% | −54 bp |
| Dec 7, 1998 | 6.39% | −54 bp |
| Jul 1, 1998 | 6.93% | −99 bp |
| Mar 25, 1998 | 7.92% | −72 bp |
| Oct 23, 1997 | 8.64% | −144 bp |
| Aug 23, 1996 | 10.08% | −90 bp |
| May 1, 1996 | 10.98% | −108 bp |
| Jan 1, 1996 | 12.06% | start of series |